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Eight years ago today, my dear mother passed away. (Many of you knew my mom who we called Amazing Grayce which was certainly not a misnomer.) On that day, I began the incredibly difficult process of learning a life changing lesson, which is that I’m not in control of things and that my life wasn’t going to follow my script for it.

So, what the heck does this have to do with your account and my management of it? It’s really quite simple. Investing in capital markets is the one business where you have no control. Mr. Market is in control and he doesn’t care about my opinion or anyone else’s. Even the greatest investors are impotent in controlling the market. In order to attain any success in the business of investing, you have to being willing to submit to Mr. Market. Read the rest of this entry »

[Not too long ago, I met with a prospective client who was considering investing a rather sizable chunk of his retirement into an equity indexed annuity. I wrote the following summary for him and I thought I’d share with others who might be considering the same.]

I took this post down so that i could submit the article to an on-line magazine where it would get disseminated to more people. I’ll provide a link to the article once it is up.